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Janashree Bima Yojana-


·      Eligibility Criteria for JanashreeBimaYojana -
In order to be eligible to avail the Janashree Bima Yojana policy, the person should satisfy the following criteria:
·         Individuals should be aged between 18 to 59 years

·         Should be a member of any of the nodal agency approved occupation or vocational group

·         Should be marginally above or below the poverty line

·         Minimum membership size should be 25

·      Features of the JanashreeBimaYojana -

The members under this yojana will have to pay a premium of Rs 200 per head. 50% of the premium will be paid by the members or the State Government/Nodal Agency, while submitting the proposal. Nodal Agencies comprise Self Help Groups (SHGs), NGOs, Panchayat, or any other institutional arrangement. The other 50% of the premium will be contributed from the Social Security Fund.

·      Benefits of Janashree Bima Yojana -

This insurance policy comes with a number of added benefits. A few of them have been mentioned as under:
·         In the event of natural death, the nominee will be paid Rs 30,000 as death benefit.

·         On total permanent disability or death caused due to accident, the beneficiary of the life
assured will receive Rs 75,000 as compensation.

·         If the life assured suffers partial permanent disability due to an accident, then Rs 37,500 will be paid as compensation.

·      Groups Covered Under JanashreeBimaYojana -

The below mentioned groups, that fall in the below and marginally above poverty line category, are covered by JBY:

Aanganwadi workers and helpers
Manufacturer of paper products
Agriculturists
Papad workers attached to SEWA
Beedi workers
Physically handicapped self-employed persons
Brick kiln workers
Plantation workers
Carpenters
Powerloom workers
Cobblers
Primary milk producers
Coconut processors
Printing press workers
Construction workers
Rickshaw pullers/auto drivers
Chemical products like candle manufacturing company workers
Rubber and coal producers
Earthen toy manufacturers
Rural poor
Fire cracker workers
Safaikaramcharis
Fishermen
Salt producers
Foodstuffs like khandsari/sugar company workers
Scheme for urban poor




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